How many credit cards do you have?
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Poast new message in this thread
Date: July 10th, 2026 1:13 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990862) |
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Date: July 10th, 2026 1:36 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
what purpose does each serve?
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990937) |
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Date: July 10th, 2026 1:36 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
why multiple?
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990940) |
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Date: July 10th, 2026 2:10 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
why more than 1?
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991022) |
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Date: July 10th, 2026 3:19 PM Author: Fucking Fuckface
One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco
One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco
I don't pay an annual fee for either
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991200) |
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Date: July 10th, 2026 2:10 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
why so many?
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991021) |
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Date: July 10th, 2026 2:12 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
just to get the bonuses?
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991031) |
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Date: July 10th, 2026 2:18 PM Author: Paralegal Marandi (Death, death to the IDF!)
no i did that when i was 21 but all the good ones had fees so i canceled those at that time
here's what i have
citi double cash - primary workhorse
costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card
amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.
amex delta - this one should be canceled
capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel
crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel
chase sapphire reserve - fees are a bit too high now, will probably cancel next year
chase ink business - company card
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991056) |
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Date: July 10th, 2026 2:15 PM
Author: ...,,..;...,,..,..,...,,,;..,
it's better for your credit to keep them open, my friend
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991043) |
Date: July 10th, 2026 2:16 PM
Author: ...,,..;...,,..,..,...,,,;..,
like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991048) |
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Date: July 10th, 2026 2:22 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
churning seems like such overkill for, what, like a thousand bucks a card at most maybe
thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991069) |
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Date: July 10th, 2026 2:30 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991092) |
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