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HYPO: $10 million a year but you must pay for everything in US coins

Pennies, dimes, nickels, quarters, half dollars, and dollars...
Wonderful Crystalline Electric Furnace
  01/12/26
May I retain a Coin Boy to follow me around?
french whorehouse persian
  01/12/26
...
rebellious party of the first part toilet seat
  01/12/26
Only if you pay him in coins
Wonderful Crystalline Electric Furnace
  01/12/26
...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
...
Juan Eighty
  03/07/26
for reference, $2,500 in dollar coins weighs about 45 pounds...
hairraiser home
  01/12/26
Good thing everybody on XO played a little bit of college ba...
Wonderful Crystalline Electric Furnace
  01/12/26
...
passionate lettuce nursing home
  01/12/26
...
A Mario 64 tapestry: a portal to Windows XP Bliss:
  03/07/26
Rent/mortgage make this difficult. Other than that, I could ...
zippy haunted graveyard round eye
  01/12/26
You would just make a bunch of trips to the bank with bucket...
Wonderful Crystalline Electric Furnace
  01/12/26
So, what happens if my mortgage is sold to a Rocket Mortgage...
flesh sickened stage faggot firefighter
  01/12/26
I suggest you pay off your mortgage in coins before that can...
Wonderful Crystalline Electric Furnace
  01/12/26
So, my only option is to drive to Rocket Mortgage HQ with a ...
flesh sickened stage faggot firefighter
  01/12/26
hire an assistant or middleman who will handle your procurem...
bright area
  01/12/26
No. The actual vendor must take coins. So you can stay at ...
Wonderful Crystalline Electric Furnace
  01/12/26
When I was a teenager in the 90's, my friends and I thought ...
flesh sickened stage faggot firefighter
  01/12/26
Sign me up
passionate lettuce nursing home
  01/12/26
...
.,.,.,.,.,.,..,.,.,,.,.,..,>,...
  03/07/26
I dont think this is possible realistically. Places would re...
Pope Leo XXX
  03/07/26
Private businesses in the US are generally not legally requi...
Pope Leo XXX
  03/07/26
Black guy getting told off and refused for trying to pay wit...
Pope Leo XXX
  03/07/26
Unless there's an end date when you can cash out, this doesn...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
I worked with a dumb prole cashier who insisted that we were...
evan39
  03/07/26
Did you then ask a summer to prepare a quick research memo o...
Emotionally + Physically Abusive Ex-Husband
  03/07/26
Hdy
lsd
  03/07/26
yes. i'd be a modern day John D. Rockfeller. kids would f...
peeface
  03/07/26
Live in Las Vegas for a year, the tip capital of the world ...
Juan Eighty
  03/07/26
Accepted. I'll use US gold dollars, which weigh around 1.6g ...
samoth
  03/07/26
They're useless to you after you melt them down, as you coul...
'"'''''''''''''"'
  03/07/26
I'm not going to melt them. I'll live a life of barter, wher...
samoth
  03/07/26
This is why the economics of the ancient world sucked. At le...
'"'''''''''''''"'
  03/07/26
I'm not even sure if I can pay any of my bills in person
tancredi marchiolo
  03/07/26
You can easily pay your bills through an intermediary who wi...
samoth
  03/07/26
At some point places would know you and not even count the m...
.........,,.,.,.,.,,,,,,.,.,.,.,.,.
  03/07/26
Sacagaweas now, bigot If you told your situation to a few...
Pope Leo XXX
  03/07/26


Poast new message in this thread



Reply Favorite

Date: January 12th, 2026 11:12 AM
Author: Wonderful Crystalline Electric Furnace

Pennies, dimes, nickels, quarters, half dollars, and dollars only. If you have a $120 restaurant tab, you are pulling out some combination of coins to pay for it. If an establishment requires a card to open a tab/hold a reservation, you can do that, but you must settle the tab with coins. You may not pay anything in any other way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49582974)



Reply Favorite

Date: January 12th, 2026 12:25 PM
Author: french whorehouse persian

May I retain a Coin Boy to follow me around?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583204)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: rebellious party of the first part toilet seat



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583235)



Reply Favorite

Date: January 12th, 2026 1:24 PM
Author: Wonderful Crystalline Electric Furnace

Only if you pay him in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583420)



Reply Favorite

Date: March 7th, 2026 1:08 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722788)



Reply Favorite

Date: March 7th, 2026 4:55 AM
Author: Juan Eighty



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722891)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: hairraiser home

for reference, $2,500 in dollar coins weighs about 45 pounds.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583232)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Wonderful Crystalline Electric Furnace

Good thing everybody on XO played a little bit of college ball and is still in great shape.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583423)



Reply Favorite

Date: January 12th, 2026 2:37 PM
Author: passionate lettuce nursing home



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583756)



Reply Favorite

Date: March 7th, 2026 12:30 AM
Author: A Mario 64 tapestry: a portal to Windows XP Bliss:



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722750)



Reply Favorite

Date: January 12th, 2026 12:41 PM
Author: zippy haunted graveyard round eye

Rent/mortgage make this difficult. Other than that, I could go a year not buying much.

Can you just do it for one year? Or is this a for-life situation? It would be well worth it for one year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583254)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Wonderful Crystalline Electric Furnace

You would just make a bunch of trips to the bank with buckets of dollar coins until your mortgage is paid off. They have to take them.

Once you become a coincuck, you never go back. No stockpiling the coins for a year and then going back to normal. If you want the optionality of just going for a year, the amount drops to $100K.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583421)



Reply Favorite

Date: January 12th, 2026 2:03 PM
Author: flesh sickened stage faggot firefighter

So, what happens if my mortgage is sold to a Rocket Mortgage-type place and I can only pay my mortgage electronically or via a check? Am I allowed to deposit coins at the branch of my local bank and tell them to send a check to Rocket Mortgage? Or am I fucked and have to refinance?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583633)



Reply Favorite

Date: January 12th, 2026 2:05 PM
Author: Wonderful Crystalline Electric Furnace

I suggest you pay off your mortgage in coins before that can happen. You cannot launder your coins through the bank and have them cut a check to rocket mortgage. If you get foreclosed on, though, you could always just buy another house using your coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583638)



Reply Favorite

Date: January 12th, 2026 4:13 PM
Author: flesh sickened stage faggot firefighter

So, my only option is to drive to Rocket Mortgage HQ with a bulldozer full of coins and pay off my mortgage that way? I guess I could try their 800 number. "Hi. I have a strange situation. I can afford to pay my mortgage, but I need to give you a huge stack of quarters. How can I make that happen?" Now that I say that, I'm tempted to call my lender and ask them that outside of the hypo just to see what they say.

Taxes are another potential issue. I remember reading an article about a dude who tried to pay his taxes in cash. They finally let him, but he had to drive to warehouse in some distant city or something crazy like that.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583998)



Reply Favorite

Date: January 12th, 2026 1:02 PM
Author: bright area

hire an assistant or middleman who will handle your procurement needs and will accept reimbursement in the form of Sacajawea coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583333)



Reply Favorite

Date: January 12th, 2026 1:26 PM
Author: Wonderful Crystalline Electric Furnace

No. The actual vendor must take coins. So you can stay at the Hilton if they'll take your cash, but you can't have some fag put it on their credit card and then pay him in coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583425)



Reply Favorite

Date: January 12th, 2026 2:00 PM
Author: flesh sickened stage faggot firefighter

When I was a teenager in the 90's, my friends and I thought it would be funny to pay a $2.50 bus fare using only pennies. The bus driver and everyone on the bus were fucking pissed. I'm not sure I would want to live my life that way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583624)



Reply Favorite

Date: January 12th, 2026 2:38 PM
Author: passionate lettuce nursing home

Sign me up

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583760)



Reply Favorite

Date: March 7th, 2026 12:11 AM
Author: .,.,.,.,.,.,..,.,.,,.,.,..,>,... ( )




(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722718)



Reply Favorite

Date: March 7th, 2026 12:26 AM
Author: Pope Leo XXX

I dont think this is possible realistically. Places would refuse to accept payment in coins over $10

Places get pissed at paying for something with even 10 coins. A lot of people dont even think $1 coins are real

I'd have to resort to being a drifter, living on ~$50 a day

OR

I would launder the coins by paying someone I know in coins beforehand and having them buy things for me after they deposit the coins in the bank

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722742)



Reply Favorite

Date: March 7th, 2026 12:27 AM
Author: Pope Leo XXX

Private businesses in the US are generally not legally required to accept cash or coins for purchases, according to the Federal Reserve Board. While cash is "legal tender for all debts," this does not mean a store must accept it for every transaction, allowing them to set their own policies.

Key Takeaways regarding Coin Refusal:

Legal Standing: No federal statute mandates that private businesses must accept currency or coins for payments.

Business Policy: Businesses can set their own policies, such as refusing cash, refusing large amounts of coins, or requiring exact change.

Exceptions: Some state or local laws may require businesses to accept cash, but there is no universal federal requirement.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722743)



Reply Favorite

Date: March 7th, 2026 12:29 AM
Author: Pope Leo XXX

Black guy getting told off and refused for trying to pay with 50,000 pennies at Walmart:

https://www.facebook.com/ItsGoneViralOfficial/videos/cashier-refuses-to-take-payment-in-coins/705828228960364/

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722746)



Reply Favorite

Date: March 7th, 2026 1:13 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)

Unless there's an end date when you can cash out, this doesn't seem feasible logistically. Only possibility would be if the hypo includes you receiving $10M in dollar coins delivered to your garage each year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722789)



Reply Favorite

Date: March 7th, 2026 2:17 AM
Author: evan39

I worked with a dumb prole cashier who insisted that we were required legally to accept any form of payment including buckets of pennies or nickels. "It's legal tender," he said. "We have to take it!"

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722856)



Reply Favorite

Date: March 7th, 2026 2:28 AM
Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois)

Did you then ask a summer to prepare a quick research memo on the question?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722862)



Reply Favorite

Date: March 7th, 2026 6:58 AM
Author: lsd

Hdy

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722919)



Reply Favorite

Date: March 7th, 2026 2:24 AM
Author: peeface

yes.

i'd be a modern day John D. Rockfeller. kids would follow me around and i'd throw dollar coins at them, to their delight.

except occasionally i'd murder one of the children.



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722860)



Reply Favorite

Date: March 7th, 2026 4:59 AM
Author: Juan Eighty

Live in Las Vegas for a year, the tip capital of the world

Hotels and restaurants would be tripping over themselves to take your business if you tipped them 30% in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722895)



Reply Favorite

Date: March 7th, 2026 8:32 AM
Author: samoth

Accepted. I'll use US gold dollars, which weigh around 1.6g and have a melt value of around $250.

(No ex-post revisions to the hypo are allowed.)

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722962)



Reply Favorite

Date: March 7th, 2026 8:55 AM
Author: '"'''''''''''''"'

They're useless to you after you melt them down, as you couldn't pay for anything in gold bars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722987)



Reply Favorite

Date: March 7th, 2026 10:37 AM
Author: samoth

I'm not going to melt them. I'll live a life of barter, where I acquire things via $10M per year (in perpetuity) in gold dollar coins. Those who accept the dollar coins can do with them as they please.

It'll require some changes in life, but I can make it happen for what'll end up being hundreds of millions of dollars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723134)



Reply Favorite

Date: March 7th, 2026 8:54 AM
Author: '"'''''''''''''"'

This is why the economics of the ancient world sucked. At least they had slaves though.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722986)



Reply Favorite

Date: March 7th, 2026 9:46 AM
Author: tancredi marchiolo

I'm not even sure if I can pay any of my bills in person

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723037)



Reply Favorite

Date: March 7th, 2026 10:38 AM
Author: samoth

You can easily pay your bills through an intermediary who will pay in current legal tender.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723138)



Reply Favorite

Date: March 7th, 2026 10:42 AM
Author: .........,,.,.,.,.,,,,,,.,.,.,.,.,. ( )


At some point places would know you and not even count the money (assuming you give a bit of a premium). I imagine walking around with two buff dudes carrying suitcases of Susan B. Anthonys. Seems like a no brainer.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723142)



Reply Favorite

Date: March 7th, 2026 11:05 AM
Author: Pope Leo XXX

Sacagaweas now, bigot

If you told your situation to a few merchants and gave them a 10% premium they'd prob be happy to do this. I'd prob have a van full of bags of dollar coins following me everywhere

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723185)