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Anyone doing F.I.R.E.?
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Date: April 25th, 2026 5:13 PM Author: Judgmental Iridescent Den Persian What's your plan? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842569) |
Date: April 25th, 2026 5:22 PM Author: passionate insane associate its FIRE when a NIGGA cums in my azz (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842612) |
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Date: April 25th, 2026 5:24 PM Author: sepia awkward corner i am semi retired and no longer work regularly but i have connections that allow me to do relatively lucrative projects a couple times a year if and when i care to make the effort (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842617) |
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Date: April 25th, 2026 5:29 PM Author: Frum parlor I've got 2 million in stocks and crypto, with a heavy stock tilt towards dividends at the moment (for certain reasons). Dividends are in the 70 - 90k range annually
I should work ~4 years to have 3 million outside of 401k and house, but I'm seriously struggling with a desire to just liquidate crypto and pull the plug now
Probably will wait until I have at least 2 million in the brokerage without liquidating crypto, so a couple more years
Will for sure fuck off to another country to retire. It's not tenable to stay in America with the healthcare situation here |
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Date: April 25th, 2026 5:33 PM Author: sepia awkward corner where will u go? every third world retirement destination is so undignified (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842635) |
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Date: April 25th, 2026 5:39 PM Author: Frum parlor The plan has been Europe for a while, but with Trump shitting on American primacy in the world order, I'm worried the Euro might strengthen too much against the dollar
I'm not much of a consumer, and you can live very comfortably in Portugal, Spain, Italy, Greece, Czech Republic, etc. on 50k euro. That will be substantially below my dividend and safe withdrawal rate. But places like Portugal and Spain have terrible tax regimes, which narrows the options a bit
If FX risk seems too high, I'll have to think about it very carefully. I don't want to go somewhere tropical like Panama or Thailand or something, but they are options |
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Date: April 25th, 2026 5:54 PM Author: passionate insane associate nigga i thought portugal had some insane tax break for foreigners that literally pissed off actual portuguese
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Date: April 25th, 2026 6:02 PM Author: Frum parlor Portugal changed the system substantially. Greece is the tax haven now with a flat 7% tax option for 10 or more years I think, and only 5% tax on dividends
I could actually retire to Greece right now and probably be fine, but I'm not trying to end up in a suicide pod until I choose to. Not because I can't afford not to |
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Date: April 25th, 2026 6:05 PM Author: passionate insane associate i think as an amerishit passport holder it doesnt matter as much since terrorist US govt taxes u worldwide
u wld give up passport and have 2nd passport? i wld do this in a heartbeat if i cld |
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Date: April 25th, 2026 6:28 PM Author: Frum parlor It actually matters a lot because places like Portugal and Spain have 40% plus tax regimes that kick in at 40k euros or so, while I can make nearly 100k in dividends and get taxed only like 7k by the United States
I could have had an Italian passport if I acted a couple years ago. The law changed and now I can't get one without naturalizing. Didn't find out about that until recently and was really annoyed. Want to escape the US tax regime but don't think I can give up US citizenship unless some serious shit happens |
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Date: April 25th, 2026 8:32 PM Author: puce territorial blood rage base LJL at Spain. They literally take 60% of your income if you aren't a muslim immigrant (in which case they give you $1500/mo cash + free rent) (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843032) |
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Date: April 25th, 2026 8:45 PM Author: Frum parlor Yeah, but there are good tax regimes in Europe still if you know where to look (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843062) |
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Date: April 25th, 2026 8:49 PM Author: White insecure milk jap Guy brushing up on his Luxembourgish (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843065) |
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Date: April 25th, 2026 9:21 PM Author: Umber pontificating tank Pro move is to have residency in low tax EU country X and visit other EU countries freely for as long as you want without anyone knowing or caring so long as you don't have a wage job in any of them (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843135) |
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Date: April 25th, 2026 10:26 PM Author: Frum parlor (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843372) |
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Date: April 25th, 2026 5:54 PM Author: passionate insane associate lol wtf is "undignified" abt it? is staying in US to pay 10k a month to live in a retirement home staffed by 55yo FILIPINA prostitutes and paying 200k for a ER visit better? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842711) |
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Date: April 25th, 2026 5:51 PM Author: Talking Sweet Tailpipe I’ll work until I die, friend. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842705) |
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Date: April 25th, 2026 5:55 PM Author: passionate insane associate *a jew awards you 1000 holocaust points, good for .1% discount for $50 entrance fee at ur local holocaust theme park (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842716) |
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Date: April 25th, 2026 5:56 PM Author: trip plum school travel guidebook I am also doing F.I.N.A.L. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842723) |
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Date: April 25th, 2026 9:59 PM Author: Talking Sweet Tailpipe Financially Independent Never Actually Living? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843305) |
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Date: April 25th, 2026 11:11 PM Author: obsidian diverse abode (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843466) |
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Date: April 26th, 2026 1:16 PM Author: trip plum school travel guidebook (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49844306) |
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Date: April 25th, 2026 6:11 PM Author: Very Tactful Field Sound Barrier Sort of. Less so traditional FIRE, more that I live in a relatively lower COL area and am positioned to not really have to do any soul sucking bullshit work that I don't want to do. Almost all of my big decisions are made through the framework of "does this increase my freedom or does it restrict me." I have been reasonably fortunate with my work and made some conscious decisions on big purchases to avoid ending up in a housepoor type of situation that I see many peers in. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842755) |
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Date: April 25th, 2026 6:38 PM Author: Olive Stead No kids so I could retire now ($3+ million assets + paid off house) but I won't yet. Work pays a lot, and not needing to do it really decreases the stress, so I figure why not keep going. Can probably get to $5.999999 million in 5 years and might retire then (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842817) |
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Date: April 25th, 2026 6:44 PM Author: passionate insane associate lol and then? u will work forever. ppl like u have no willpower and work is ur life so just die in ur office nigga (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842830) |
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Date: April 25th, 2026 6:45 PM Author: Laughsome rusted bbw There really isn’t a way to take off like 2 years but there should be. No one does that deliberately. They’re Afraid of ending up like Gen X and pwned for life bc of resume gap (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842832) |
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Date: April 25th, 2026 7:26 PM Author: Very Tactful Field Sound Barrier The craziest part about the fear of a resume gap is that it's entirely driven by people at companies who would kill to take time off. But when they see someone that took time off by choice, they ding them in interviews out of jealous (while claiming some other bullshit.) Very sick. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842921) |
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Date: April 25th, 2026 7:44 PM Author: Laughsome rusted bbw Start your own conpany (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842951) |
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Date: April 25th, 2026 7:15 PM Author: Olive Stead Then I can live pretty much my same lifestyle as now (ie around other rich white people) instead of having to fuck off to live among the mud peoples of the earth (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842903) |
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Date: April 25th, 2026 7:23 PM Author: Frum parlor You do know who is happier, right? It's not nearly as simple as that (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842912) |
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Date: April 26th, 2026 9:01 AM Author: Olive Stead Please just state ur point clearly instead of asking things in a roundabout faggy way. Are you arguing, like the "poor fisherman" story on the wall of a Jimmy John's (https://www.oakleighwealth.com/articles/how-much-is-enough-a-parable-from-jimmy-johns), that ACKSHULLY the third world muds living in grinding poverty are happier than rich white Americans? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843858) |
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Date: April 25th, 2026 7:30 PM Author: transparent confused indian lodge athletic conference No I decided to live with a biological woman (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842926) |
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Date: April 25th, 2026 10:52 PM Author: Out-of-control Round Eye (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843438) |
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Date: April 25th, 2026 7:31 PM Author: Red police squad Three years nicca
I don’t do shit |
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Date: April 25th, 2026 7:35 PM Author: Laughsome rusted bbw Discuss again. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842937) |
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Date: April 25th, 2026 7:44 PM Author: Red police squad Large layoff that I should have seen coming but didn’t cause WFH ruined my Office Politics Awareness
Good severance
As a Loser who knows his place (thanks again for Clique Theory btw) I knew it was coming eventually so I saved and invested like a maniac
No kids, no mortgage, no debt - My Ford is Used and was paid for in Cash.
My only vices are alcoholism and poasting so not so expensive
Wife still works part time so that fills the gaps
Stock market goes up like 20% a year so haven’t had to touch too much principal |
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Date: April 25th, 2026 7:46 PM Author: Laughsome rusted bbw Always a pleasure, number 6 (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842956) |
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Date: April 25th, 2026 7:56 PM Author: Red police squad “Thanks.”
— HCDevid |
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Date: April 25th, 2026 8:23 PM Author: Laughsome rusted bbw What are you going to do if Low Losers like OYT surpass your NW in like 10 years of you Not Working? Will that be ignominious? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843021) |
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Date: April 25th, 2026 8:11 PM Author: opaque stimulating incel alcoholism and poasting tp (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842992) |
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Date: April 25th, 2026 8:34 PM Author: puce territorial blood rage base if you don't have kids, why the fuck does your wife work "part time"? (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843039) |
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Date: April 25th, 2026 9:39 PM Author: Red police squad I told her she didn’t have to but she has a prole background and doesn’t really understand how you can just do nothing if you invest ok. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843207) |
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Date: April 25th, 2026 7:41 PM Author: Unhinged cheese-eating hairy legs i retired last year (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842946) |
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Date: April 25th, 2026 7:48 PM Author: Blue cruel-hearted quadroon i did the math. fire is impossible. i used to think i'd fire at $10 million invested, but now that i'm almost there i see the math just doesn't work (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842960) |
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Date: April 25th, 2026 7:55 PM Author: Frum parlor You need at least $25 million to have any shot at all (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842975) |
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Date: April 25th, 2026 7:56 PM Author: Blue cruel-hearted quadroon that's about where i landed too (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49842978) |
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Date: April 25th, 2026 8:35 PM Author: puce territorial blood rage base (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843040) |
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Date: April 25th, 2026 8:24 PM Author: Histrionic Costumed Stage gregfire is a very painful realization
https://www.youtube.com/watch?v=m0sRrsara9c |
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Date: April 25th, 2026 8:29 PM Author: White insecure milk jap No. I’ll hit a very comfortable place to be able to retire at 50-55, but I’ve got a number of kids and would really like to have enough for each of them and my future grandchildren to have the best possible chance of thriving in whatever poast-2050 hellscape America’s overlords choose to serve up (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843029) |
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Date: April 25th, 2026 8:35 PM Author: puce territorial blood rage base I will work until I die because of this (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843044) |
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Date: April 25th, 2026 8:40 PM Author: White insecure milk jap ::monkey’s paw closes::
http://www.autoadmit.com/thread.php?thread_id=5856797&forum_id=2#49815616 |
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Date: April 25th, 2026 8:56 PM Author: White insecure milk jap No wait, shit, I meant this thread:
https://www.xoxohth.com/thread.php?thread_id=5857829&mc=53&forum_id=2 |
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Date: April 25th, 2026 9:01 PM Author: crusty vengeful parlour Sure, I'm going to retire in a few years. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843081) |
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Date: April 25th, 2026 9:02 PM Author: wonderful plaza see you tomorrow! (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843083) |
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Date: April 25th, 2026 9:12 PM Author: Drab hairless rigor Youngest finishes HS in 2033, I don't plan to work after that. I'll be 55. (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843109) |
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Date: April 25th, 2026 9:36 PM Author: disturbing range https://boards.4chan.org/biz/thread/62153570 (http://www.autoadmit.com/thread.php?thread_id=5860485&forum_id=2#49843197) |